"Doctor, I heard that stem cells can cure diabetic foot, why doesn't your
hospital do it?" Doctors often encounter this kind of question from patients in
outpatient clinics.It’s not that tertiary hospitals are unwilling to carry out
stem cell treatment, but that this technology faces strict thresholds, coupled
with the practical considerations of the medical system, making it difficult to
popularize it on a large scale.
Stem cell therapy is clearly classified as a third-category medical
technology and is a high-risk medical project. The National Health Commission
has drawn a red line: it must be approved by official registration before it can
be carried out. It is illegal to practice medicine without registration.At
present, there are more than 100 institutions nationwide that have registered
for stem cell clinical research. Even so, compared with the thousands of
tertiary hospitals across the country, they are still very few.
The core competitiveness of stem cell therapy lies in cell quality, and its
preparation conditions are harsh.The cells need to be cultured in a GMP standard
sterile laboratory, and the temperature, humidity, and nutrients need to be
controlled to the decimal point. The final product needs to be stored in a
-196°C liquid nitrogen tank for long-term storage. Contamination must be
strictly prevented throughout the process to ensure activity.Once the cells are
contaminated or have insufficient activity, not only the therapeutic effect
cannot be achieved, but also complications such as serious infection may occur.
This is a medical risk that neither hospitals nor patients can afford.
There are significant individual differences in the efficacy of stem cell
therapy.Taking the treatment of spinal cord injury as an example, after
transplantation of the same batch of stem cells, some patients can regain a
certain ability to walk, but some patients have little effect.Even among more
mature osteoarthritis treatments, about 15% of patients do not achieve the
expected efficacy, and long-term safety data are still accumulating.Faced with
this technology that is not yet fully mature, routine treatment will not be
carried out easily.
In addition, the affordability of the medical insurance system is an
important reason why it is difficult for stem cell therapy to enter tertiary
hospitals on a large scale.The current cost of stem cell treatment is high.
Taking the type 2 diabetes stem cell treatment piloted in Boao Lecheng as an
example, the total cost of three courses of treatment is about 174,000 yuan,
while the single cost of cell therapy such as CAR-T can reach 120,000-150,000
yuan.If it is directly included in medical insurance, under the pressure of
existing social security funds, medical insurance resources for other basic
diseases will inevitably be squeezed, affecting the protection of critically ill
patients.
The 2026 policy has made a clear signal: stem cell therapy will not be
fully included in basic medical insurance for the time being, but will be
implemented on a "pilot basis first and supplemented by commercial insurance".At
present, only hematopoietic stem cell transplantation (used for 12 types of
severe blood diseases such as leukemia and aplastic anemia) is included in
medical insurance, and the reimbursement ratio varies between 50% and 90%
depending on the region and insurance type. The first stem cell drug, Amymetose
injection, has been included in the innovative catalog of commercial health
insurance, and inclusive commercial insurance can reimburse up to 65%, but it is
still not covered by basic medical insurance.This gradual advancement not only
reduces pressure on social security funds, but also reserves time for
verification of technology maturity.
Stem cell therapy pilot projects in registered hospitals have achieved
clear results, and treatment options for some diseases are becoming increasingly
mature:
1) Diabetic foot: After treatment, 5 patients in Shaanxi Provincial
People's Hospital all had ulcers healed with no recurrence for 1 year; Boao
Lecheng has included umbilical cord mesenchymal stem cells in the treatment of
type 2 diabetes in a pilot program, targeting patients with poor drug treatment
effects.
2) Autoimmune diseases: Beijing Hospital used umbilical cord mesenchymal
stem cells to treat systemic lupus erythematosus. The patient's urinary protein
dropped by 60%, which is expected to get rid of hormone dependence and bring new
hope to patients with this type of difficult disease.
3) Other fields: Stem cell treatments for COPD, heart failure, acute
graft-versus-host disease and other diseases have been piloted in Ruijin Hainan
Hospital, West China Lecheng Hospital and other institutions.
Patients need to strictly review the hospital qualifications, and treatment
must be carried out in a formal institution registered with the National Health
Commission. Before treatment, a formal agreement must be signed to clarify the
follow-up responsibilities for at least one year; the condition must be
evaluated by the multidisciplinary team of a tertiary hospital; if you want to
try cutting-edge technology, you can pay attention to pilot projects in pilot
areas such as Hainan Boao Lecheng, and some projects can enjoy commercial
insurance compensation.
As of January 27, 2026, the information on the number of stem cell clinical
research registration institutions and registration projects in my country is
shown below (a partial list based on public information). Stem cell registration
projects must be reviewed by the National Stem Cell Clinical Research Expert
Committee and must not charge patients.
Data sources: National Health Commission official website, Medical Research
Registration Information System (http://www.mrrs.org.cn), China Medical and
Biotechnology Association (http://www.cmba.org.cn)
